Justina on November 12th, 2009

In Summary:
“A Home to Call your Own”
- Fully paid HDB flats cannot be mortgaged for a loan
- HDB: Prevent flat owners from losing their flat in the event of a loan default
- Why the different treatment between HDB and other 99 leasehold property?
- Some HDB cost as much as private property
- People these days are [...]

Continue reading about No, you cannot take up a fresh mortgage for your paid-up HDB

Justina on March 12th, 2009

A Brief History of Credit Cards
In the 1950s, only people with excellent credit (like successful businessmen) could get a Diners or Amex card (the pioneers of credit cards). Because of this, credit cards were a status symbol, a prestige – if you had one, you were cool!
The initial credit card model was that companies made [...]

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