(Part of “The Almost Complete Goondu’s Guide to Buying a HDB Flat in Singapore” series.)
There are 3 ways basically, to finding a suitable Bank loan:
1) Ask your real estate agent
Agents earn a referral fee for bank loans, so if you like your agent a lot, getting him to refer you a loan would help him [...]
In summary:
Eg.
- I bought a hdb flat under singles scheme.
- Not eligible for HDB loan. Took up a bank loan
- I got married after.
- We’re eligible for Top-up Grant and for HDB loan too.
- I can transfer to HDB loan by redeeming my bank loan.
- We now own our existing flat with a HDB loan. [...]
Continue reading about Now that I’m married, can we get a top-up grant and refinance to HDB loan?
** note, this page is currently not being updated, as bank interest rates have dipped ridiculously low, it doesn’t make much of a difference where you put your money. when banks start posting more competitive interest rates (ie, 1% and above), this page will be updated again. – jul 8, 2009 **
FISCA updates this page [...]
Continue reading about Earn up to 2% 1.6% 1.38% 1.2% p.a. in a Savings Account
Since I started tracking bank interest rates in January last year in the post “Earn up to 2% 1.6% 1.2% 1.38% p.a. in a Savings Account“, bank interest rates have slowly been sliding downwards.
I thought it would be interesting to be able to see on one page, how high interest rates were previously, and [...]
I have gotten unsolicited calls from telemarketers before, offering me loans or asking me to sign up for credit cards. I’ve found the fastest way to end the call is to tell them “sorry, I don’t have the required minimum income“, and most of the time, they are more eager than me to hang up [...]
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